Settlement Guide: How Much of a 30K Settlement Will I Get? How much of a 30K settlement will I get is one of the most common questions injury victims ask after reaching an agreement. The answer depends on several key factors that can significantly impact your final payout. Understanding these deductions helps you plan your […]
Are Traffic Lawyers Worth It? Are traffic lawyers worth it? Yes, traffic lawyers are worth it in most cases involving serious violations, commercial drivers, or repeat offenses. Professional legal representation can save money on fines, prevent license suspension, and protect your driving record from long-term consequences. Traffic violations seem minor, but they carry significant financial […]
Step-by-Step Process: How to hire a car accident lawyer? How to hire a car accident lawyer? Start by researching qualified attorneys in your area, schedule consultations with top candidates, evaluate their experience and success rates, and choose the lawyer who best understands your case and demonstrates strong communication skills. Most car accident attorneys work on […]
Attorney Guide: What Type of Lawyer Deals with Traffic Accidents? When you’re involved in a traffic accident, personal injury lawyers are the specific type of attorney you need to handle your case. These legal professionals specialize exclusively in auto accident claims and have extensive experience negotiating with insurance companies to secure fair compensation for their […]
Letter Identification: What is the letter from a lawyer after a car accident? What is the letter from a lawyer after a car accident? The letter from a lawyer after a car accident is typically a demand letter or legal notice seeking compensation for damages, injuries, or other losses resulting from the collision. These letters […]
Professional Terminology: What is an insurance lawyer called? What is an insurance lawyer called? Insurance lawyers are known by several professional titles including insurance defense attorney, coverage counsel, bad faith attorney, and claims lawyer. The specific title depends on their role, whether they represent insurance companies or policyholders, and their area of specialization within insurance […]
Coverage Assessment: Do I need a lawyer if I have insurance? Do I need a lawyer if I have insurance? Sometimes yes, because insurance coverage has limitations, exclusions, and conflicts of interest that may require independent legal representation. While insurance provides significant protection, certain situations warrant hiring your own attorney to protect your personal interests […]
Basic Definition: What is the duty to defend on a car insurance policy? What is the duty to defend on a car insurance policy? The duty to defend is your insurance company’s legal obligation to provide and pay for an attorney to defend you against lawsuits alleging covered claims, even if the allegations are groundless […]
Immediate Consequences: What happens if someone sues you for more than your insurance covers? What happens if someone sues you for more than your insurance covers? You become personally liable for the excess amount above your policy limits, potentially putting your assets at risk including savings, property, and future wages. Your insurance company will still […]
Can I negotiate with an insurance company? Can I negotiate with an insurance company? Yes, you can and should negotiate with insurance companies when they offer settlements below fair value. Insurance adjusters expect counteroffers and often have authority to increase initial settlement amounts by 20-40% through skilled negotiation tactics. Most insurance companies make low initial […]