Will my car insurance provide a lawyer? Will my car insurance provide a lawyer? Yes, most car insurance policies include legal defense coverage when you are sued for damages or injuries caused by accidents. Your insurer typically provides and pays for an attorney to defend you in court, but only for covered incidents under your […]
Do auto insurance companies usually settle out of court? Do auto insurance companies usually settle out of court? Yes, auto insurance companies settle approximately 95% of claims out of court through negotiations, mediation, or arbitration. Insurers prefer settlements because they cost less than trials, provide predictable outcomes, and avoid negative publicity that court cases often […]
Should I take my insurance company to court? Should I take my insurance company to court? Consider litigation when your insurer acts in bad faith, denies valid claims without justification, or offers settlements significantly below fair value. However, court action should be your last resort after exhausting all other dispute resolution methods. The decision to […]
Do insurance companies pay attorney fees? Do insurance companies pay attorney fees? In most cases, no – insurance companies do not automatically pay attorney fees for policyholders pursuing claims. However, specific circumstances can require insurers to cover legal costs, including bad faith claims, contractual provisions, and statutory violations where fee-shifting applies. Understanding when insurers might […]
When to hire a lawyer for an insurance claim? When to hire a lawyer for an insurance claim? You should consider legal representation when your insurer denies a valid claim, offers an unfairly low settlement, delays payment unreasonably, or when your claim exceeds $10,000. Complex cases involving serious injuries, property damage disputes, or bad faith […]
How much does a lawyer pay for insurance? How much does a lawyer pay for insurance depends on multiple factors, but most attorneys spend between $1,200 and $7,500 annually on professional liability coverage. Solo practitioners typically pay $1,200-$3,000 per year, while large firm partners may pay $5,000-$7,500 or more for comprehensive malpractice insurance. Legal professionals […]
Value Insight: How Much Is My Car Worth After Being in an Accident? Car accidents can leave you wondering about your vehicle’s current value and future worth. How much is my car worth after being in an accident depends on several critical factors including damage severity, repair costs, and your car’s pre-accident condition. Understanding these […]
How Much Should I Ask for a Settlement Determining how much should I ask for a settlement depends on several key factors including medical expenses, lost wages, pain and suffering, and the strength of your case. Most personal injury settlements range from three to five times your total damages, but complex cases can warrant significantly […]
What is considered a good settlement? What is considered a good settlement depends on several critical factors including the severity of your damages, available insurance coverage, and the strength of your legal case. A good settlement typically covers all your economic losses, compensates for pain and suffering, and reflects the true value of your claim […]